Steps 0 through 5 below take six months to do. Over 98% of our clients who do these steps obtain $50,000 in business credit under their corporate name regardless of their personal credit or how old their company is. There is definitely effort on your part involved. (We do offer an upgraded version where we do the work for you). We will coach you on how to do each step. By itself, none of these steps are impossible or complex. Most of the applications ask for very basic information, and we show you what to do. However, it will not "magically" happen because you sign up for our program. You will have to put in the work filling out the applications. When we have timed our staff, and our clients, it has taken the average person about 15 minutes to fill out an application. There are a total of a little over 20 applications on the program. In addition, if you add up the time it takes to do the other steps of the program, which could take the average person another four hours total. Below is a detailed description of the steps of the program:
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Step 0: Compliance check. We will walk you through each of the things that you need to do in order to have everything structured correctly and have all your i's dotted and t's crossed. It is less painful that you might think. These items are very important, but VERY simple and quick to fix.

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- FORMATION

- REGISTRATION
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Step 1: Getting set up with the BUSINESS credit bureaus. DO NOT call Dun & Bradstreet (D&B) on your own. You will most certainly come away with ideas that are contrary to what the majority of business credit building consultants will teach you. There are several mistakes that people make when they try to obtain their DUNS numbers that end up costing hundreds of dollars and get them denied for credit. When you sign up with us, the first thing you will do is get a DUNS number the CORRECT way.
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Step 2: Getting your "base" vendor accounts. We give you vendors to get approved with. You will get at least three of these vendors to extend credit to YOUR company, regardless of how new your company is. You WILL NOT need personal guarantees, and none of your personal credit information will be required.Your company can join the program having ZERO business credit and will STILL be granted credit by these companies. As soon as you are approved, you'll need to order something on your new credit line (it can be a small $10 item) from these companies and, of course, pay the bill on time. You can get the four vendors that you need approved within the first five business days days on the program!
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Step 3: This step is confidential. This is an area that we CONSTANTLY see new businesses have no clue about, and those that do usually make a mess of it. It will only take you an hour to initiate this step, but then, behind the scenes, it will actually take approximately three weeks to gain the benefit of it, so you want to DO your part of Step 3 right after you do Step 2.
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Note: You should be able to get through Steps 1, 2 and 3 all in the first week of being on the program.
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Step 3.5: Additional preparatory credit accounts. These are accounts to prepare how good your credit report looks for the Fortune 500 retail accounts on Step 4. Here, you will be getting several more credit lines established – all without any regard to your personal credit (our whole program is based on building your BUSINESS credit, and does not depend on the quality of your personal credit.)
 

​Step 4:Fortune 500 Retail Credit Cards. As soon as the accounts you set up in Step 2 and 3.5 are displaying a positive payment history you will THEN and ONLY THEN apply for specific account in Step 4. Because you've done each and every previously laid out, you WILL then be approved for companies from Step 4. These are credit cards from large, reputable stores. Using and paying THESE cards on time will build your credit worthiness. The other steps are all just stepping stones needed to GET these cards. You should immediately use and pay these cards on time.

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​Step 5: High Dollar Limit credit lines. After the Step 4 cards have flowed through to the credit bureaus (which takes about 45 days), you'll get the Step 5 credit lines, many of which are HIGH DOLLAR. Prior to Step 5, each line of credit you receive is initially $500-$1,500. On Step 5, you can receive approvals for $3,000, $5,000 and even $7,500 a piece. After Step 5, you'll will likely have $50,000 in business credit established under your COMPANY name. We guarantee that you WILL have at least $50,000 (and over 98% of our clients have gotten $50,000 in business credit approvals after having executed Steps 0 - 5)
 

​Step 6: Advanced Ratings System. Getting electronic access to the Business Credit Bureau information to be able to modify it, and getting into the "advanced ratings system", which goes beyond the Paydex system. We teach you how to play and "win" this advanced credit game and most people can "win" it within a week (after doing steps 1-5). This makes lenders want to send you pre-approved offers and makes you look much better than the average "80 Paydex" business out there.
 

​Step 7: Additional high dollar credit lines. This helps you prepare for Steps 8 through 11.
 

​Step 8: First business credit line accessible via Mastercard. In the company name under the company tax ID number regardless of your personal credit
 

​Step 9: First business short term cash line of credit with checkbook access. Is underwritten using BUSINESS credit report - Does NOT require perfect personal credit - maximum credit limit this lender will approved is $50,000
 

​Step 10: Second business short term cash line of credit. Very similar to Step 9 above, but with a different lender - Is underwritten using BUSINESS credit report - Does NOT require perfect personal credit - maximum credit limit this lender will approve is $50,000
 

​Step 11: Advanced Business Credit. Loans, Lines of Credit, Equipment Leases
 

Disclaimer: Is the program "guaranteed" or "proven to work in all cases"?

The program is not proven to work in all cases. The reasons whereby clients have problems getting corporate credit on our program are as follows: 1. They do not put in the effort to take the 15 minutes to fill out each application or do any of the things we tell them to do. 2. they have bad past business credit under their business name, 3. their projected annual revenue is less than $40,000, 4. they do not get themselves a valid corporation or LLC, meaning that their paperwork is not filed with the state or they have past fees that are unpaid, so their corporate status as shown on the secretary of state website is "invalid" or "not in good standing".
 

When we started, we had 530 FICO (personal credit) no business credit and had been denied for two gas cards. Now we have an 80 Paydex score and $93,170 in business credit under our corporation name.
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Detailed Program Description: